Pumpcard ("Pumpcard", "we", "us", or "our") provides our services (described below) and related content to you through our website(s) located at https://pumpcard.cc/ (the "Site", including any updated or new features, functionality and technology, the "Service"). All access and use of the Service is subject to the terms and conditions contained in these Terms of Service (as amended from time to time, these "Terms of Service"). By accessing, browsing, or otherwise using the Site or any other aspect of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not accept the terms and conditions of these Terms of Service, you will not access, browse, or otherwise use the Service.
We reserve the right, at our sole discretion, to change or modify portions of these Terms of Service at any time. If we do this, we will post the changes on this page and will indicate at the top of this page the date these Terms of Service were last revised. You may read a current, effective copy of these Terms of Service by visiting the "Terms of Service" link on the Site. We will also notify you of any material changes, either through the Service user interface, a pop-up notice, email, or through other reasonable means. Your continued use of the Service after the date any such changes become effective constitutes your acceptance of the new Terms of Service. You should periodically visit this page to review the current Terms of Service so you are aware of any revisions. If you do not agree to abide by these or any future Terms of Service, you will not access, browse, or use (or continue to access, browse, or use) the Service.
PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST PUMPCARD ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.
Your Privacy: At Pumpcard, we respect the privacy of our users. For more information please see our Privacy Policy, located at https://pumpcard.cc/privacy (the "Privacy Policy"). By using the Service, you consent to our collection, use and disclosure of personal data and other data as outlined therein.
Additional Terms: In addition, when using certain features through the Service, you will be subject to any additional terms applicable to such features that may be posted on or within the Service from time to time. For example, your use of the Pumpcard Card is subject to the Pumpcard Cardholder Agreement (United States) or Pumpcard Cardholder Agreement (International), as applicable, as made available to you during the card account opening process. All such terms are hereby incorporated by reference into these Terms of Service.
To access and use the Service, you must be at least eighteen (18) years old and have the legal capacity to enter into binding contracts. By using the Service, you represent and warrant that you (i) are at least eighteen (18) years of age, (ii) are not a resident of, or located in, any jurisdiction that is subject to U.S. government embargoes or sanctions, including but not limited to jurisdictions designated by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC), (iii) are not listed on any U.S. government list of prohibited or restricted parties, including the Specially Designated Nationals List, and (iv) will comply with all applicable laws and regulations in connection with your use of the Service. Pumpcard may suspend or terminate your access to the Service at any time if it determines, in its sole discretion, that you do not meet these eligibility requirements.
You may be required to register with Pumpcard or provide information about yourself (e.g., name and email address) in order to access and use certain features of the Service. If you choose to register for the Service, you agree to provide and maintain true, accurate, current, and complete information about yourself as prompted by the Service's registration form. Registration data and certain other information about you are governed by our Privacy Policy.
You are responsible for maintaining the confidentiality of your account details, including the private key for your digital wallet, and are fully responsible for any and all activities that occur under your account. You agree to immediately notify Pumpcard of any unauthorized use of your account or any other breach of security. Pumpcard and its current and future affiliates (collectively, "Pumpcard Affiliates") will not be liable for any loss or damage arising from your failure to comply with this paragraph.
The Service is a purely non-custodial application, meaning we do not ever have custody, possession, or control of your digital assets at any time. It further means you are solely responsible for the custody of the cryptographic private keys to the digital asset wallets you hold and you should never share your wallet credentials or seed phrase with anyone. We accept no responsibility for, or liability to you, in connection with your use of your digital wallet. You are solely responsible for any associated wallet and we are not liable for any acts or omissions by you in connection with or as a result of your wallet being compromised.
This Agreement is not intended to, and does not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in this Agreement.
The Service may allow you to access certain features, functionality or other services that are subject to their own terms and conditions. Accessing these additional services may carry additional risk, and you should only use them if you fully understand the services provided, agree to the risks associated with their use, and accept the legal terms associated with the additional services.
The Service may give you access to manage the Pumpcard Card, which is issued by a third party card issuer ("Issuer"). Your eligibility for, and use of the Pumpcard Card, is subject to the terms and conditions disclosed to you during the card account opening process and such other terms made available to you by us or the Issuer.
When you sign up for the Service, you will be asked to create a non-custodial wallet to hold your digital assets (the "Wallet"). At all times you will retain control and ownership over your tokens to the Wallet. You understand Pumpcard does not retain any copy of your private key or maintain custody of the digital assets associated with your Wallet. You will bear all risk of loss of such digital assets. Pumpcard will have no liability to you for the loss or change in value of the digital assets in the Wallet. In the event that your access to the Service is suspended you can utilize tokens by exporting your wallet or withdrawing funds via the block explorer on the applicable blockchain.
Through the Service, you will be able to transfer digital assets from the Wallet to third parties or request third parties to transfer digital assets to the Wallet. All transfer transactions are executed and confirmed on public blockchains, and are irreversible. Pumpcard does not control any blockchain network and does not guarantee a transfer transaction will be confirmed by a network, and will have no liability to you if a transaction is not processed correctly by the network. You and your counterparties are solely responsible for executing the transactions properly. When you send digital assets from your Wallet to an external wallet, such transfers are executed at your instruction. You should verify all transaction information prior to submitting instructions. Pumpcard will have no liability to you in the event you enter an incorrect blockchain address or make a transfer to an incompatible wallet. We reserve the right to restrict your ability to submit transactions through the Service if required by law or if it is reasonably necessary to protect the security of our system or to prevent fraudulent activities. You are solely responsible for any network fees to process your transfer requests.
Through third-party licensed financial services providers ("Financial Services Providers"), you can purchase or sell digital assets with or for fiat currency. You must be onboarded successfully by the relevant Financial Services Provider to use such fiat-digital asset exchange services, and your transactions and activities will be subject to the terms and conditions of such Financial Services Provider.
Through our Financial Services Providers, including Bridge.xyz, you will receive a virtual account number for receiving supported fiat currencies via wire or ACH transfer. Fiat currencies received in the virtual account will be automatically converted to USDC by the Financial Services Provider and sent to your Wallet. The virtual account is not a checking or savings account or prepaid account, cannot be used for holding cash, and is not eligible for FDIC insurance. You can check the current supported fiat currencies in the Service.
The Service may provide access to or link to third-party decentralized protocols ("Third Party Protocols"). The Service may enable you to access content and information made available by such Third Party Protocols. When interacting with any Third Party Protocols, you understand that you are not transferring any assets to us, we are not a party to the transactions you conduct in connection with such Third Party Protocols, and we do not act in any intermediary, fiduciary, or advisory capacity to any party to such transactions. We provide you access to these Third Party Protocols only as a convenience, and you understand and agree that we do not have control over, do not warrant or endorse, and are not responsible for the availability or legitimacy of, the content, products, assets, or services on or accessible from the Third Party Protocols. You should consult your financial and legal advisors before entering into transactions through or with any Third Party Protocols, and you are solely responsible for the risks and losses as a result of your use of such Third Party Protocols.
The Service may provide access to Pumpcard Earn, which allows you to allocate digital assets from your Wallet to non-custodial vault strategies that interact with third-party decentralized finance protocols ("DeFi Protocols"). When you use Pumpcard Earn, you are interacting directly on supported public blockchains through your self-custodial Wallet; neither Pumpcard nor any Pumpcard Affiliate takes possession or control of your digital assets.
Returns (if any) in Pumpcard Earn are generated by the underlying DeFi Protocols, which we do not own, control, or operate. DeFi Protocols involve significant risks, including smart-contract vulnerabilities, market and liquidity risks, liquidation events, oracle or governance failures, chain reorganizations, and other operational risks that may result in partial or total loss of assets. You acknowledge and agree that you bear all risk of loss arising from your use of Pumpcard Earn and the DeFi Protocols, and that Pumpcard and Pumpcard Affiliates are not responsible or liable for any losses, failures, or unavailability of any DeFi Protocol or strategy, and do not guarantee redemption, principal protection, or performance. (See Decentralized Protocols above for additional terms.)
Any rates, yields, "APY," or similar performance information displayed for Pumpcard Earn are provided for informational purposes only, reflect historical or estimated returns, are variable, and are not guaranteed. Actual results may differ materially and may be lower, zero, or negative. Pumpcard makes no promise or guarantee of future returns, distributions, airdrops, or other benefits.
Your use of the Service may result in various tax consequences, such as income or capital gains tax, value-added tax, goods and services tax, or sales tax in certain jurisdictions. It is your responsibility to determine whether taxes apply to any transactions you initiate or receive and, if so, to report and/or remit the correct tax to the appropriate tax authority.
Certain actions within the Service may include fees charged by Pumpcard; any such fees will be clearly disclosed to you in the Service at or before the time of the relevant action, and you will have an opportunity to review and accept them prior to proceeding. In addition, transaction-based fees charged by blockchain networks and/or implemented by the Issuer or Financial Services Providers may apply; these downstream fees are your responsibility and may be passed through to you and reflected in the amount shown to you, deducted from a transaction amount, or charged separately by the applicable third party. We reserve the right to introduce, modify, or adjust fees for your use of the Service at any time. If such fees are imposed or changed, we will notify you before the fees become effective, and unless prohibited by applicable law, your continued use of the Service after such notice constitutes your consent to these fees.
We provide you with certain tools and features that are designed to assist you in managing your digital assets in a secure manner. For example, for iOS users, Pumpcard leverages iCloud for automatic backup of your wallet, including your private keys and recovery phrases. This feature ensures that you can easily recover your wallet in case of device loss or replacement, without the need to manually save and store your recovery phrase. It is crucial, however, to ensure that your iCloud account remains secure and accessible only to you. Because we may depend on backup functionality made available by your device and platform, it is your responsibility to ensure that the associated backup account is configured properly and Pumpcard will not be responsible for any losses or inability to access your private key, recovery phrases, or digital assets due to any misconfiguration or any other actions taken by your or the related third party platform (e.g. iOS, Android, etc.).
Pumpcard reserves the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Pumpcard and Pumpcard Affiliates will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.
You acknowledge that Pumpcard may establish general practices and limits concerning use of the Service, including the maximum period of time that data or other content will be retained by the Service and the maximum storage space that will be allotted on Pumpcard's or its third-party service providers' servers on your behalf. You agree that Pumpcard has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Service. You acknowledge that Pumpcard reserves the right to terminate accounts that are inactive for an extended period of time. You further acknowledge that Pumpcard reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
Using a self-custodial digital wallet like Pumpcard involves inherent risks. Before using Pumpcard, it's important that you fully understand these risks and how they might affect your digital assets. The following are some of the key risks associated with using Pumpcard:
You agree to not use the Service to:
If you are blocked by Pumpcard from accessing the Service (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address or virtual private network).
Pumpcard reserves the right to investigate and take appropriate legal action against anyone who, in Pumpcard's sole discretion, violates this provision, including removing the offending content from the Service, suspending or terminating the account of such violators, and reporting the violator to law enforcement authorities.
The Service is for your personal use. Unless otherwise expressly authorized herein or in the Service, you agree not to display, distribute, license, perform, publish, reproduce, duplicate, copy, create derivative works from, modify, sell, resell, grant access to, transfer, or otherwise use or exploit any portion of the Service for any commercial purposes.
Using the Service, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Service, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
The technology and software underlying the Service or distributed in connection therewith are the property of Pumpcard, Pumpcard Affiliates, and their licensors (the "Software"). You agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, or sell, assign, sublicense, or otherwise transfer any right in the Software. Any rights not expressly granted herein are reserved by Pumpcard.
Last updated: 11/15/2025